Patriot America insurance is a popular choice for travelers to the Schengen countries. The plan meets all the Schengen Visa requirements. The visa letter is available immediately after online purchase. The plan covers you worldwide except in your country of citizenship. The plan allows you to select one destination country. Typically applicants select the country where they will be submitting their visa application.
The minimum plan benefit is $50,000 and can go up to a maximum of $1 million. Deductible can range from $0 to $2500. The plan covers medical expenses for both sicknesses and injuries. Some embassies require $0 deductible and most others prefer a deductible below $250. The plan can be purchased for a minimum of 5 days and a maximum of 1 year. It can be renewed for a total of 2 years of coverage. Plans purchased for a minimum of 1 month are eligible for renewal.
Under certain conditions, incidental trips to your home country can be covered by the plan. The trips must be for less than 15 days. The plan also offers a choice to purchase up to 2 months of end of trip home country coverage. 1 month of coverage is available for every 5 months of coverage.
Injuries sustained during athletic activities which are non-organized, non-contact and engaged solely for pleasure are covered by the plan. The brochure lists the sports covered by the plan. Some additional hazardous sports can be covered by purchasing an Adventure Sports Rider.
Cancellations requests must be made in writing. A full refund is available prior to the start of the plan. Once the plan coverage begins pro rated refunds are available for the full months left on the left less a $50 cancellation fee.
Members can use an online International Providers Access, a database of over 17,000 providers to find health care providers when they are abroad. You will receive an ID card immediately after your purchase.
Optional trip cancellation coverage can be purchased to protect your trip investment in the event you have to cancel your trip.
Purchase the Patriot Travel Medical plan online
Review the brochure
See a copy of the Visa letter
Download a copy of your visa letter after your purchase
Download a Claim form