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Global Basic Insurance is an affordable long-term, annually-renewable, major medical insurance. Global Basic Insurance has specific dollar limits on most benefits. Global Basic Insurance is the perfect expatriate medical insurance policy for those who want coverage for a variety of medical services, but are seeking to reduce their premium costs.Global Basic Insurance covers the Usual, Reasonable and Customary (URC) charges for eligible expenses in the area where you receive treatment. Each person will only need to satisfy their deductible once per policy period (12 months) with a maximum of three deductibles per family. For eligible expenses incurred in the U.S. and Canada: once the deductible is met, GMI pays 80% of the next US$5000 in eligible expenses then 100% of eligible expenses up to the policy maximum. For eligible expenses incurred outside the U.S. and Canada: once the deductible is met, GMI will pay 100% of eligible expenses up to the policy maximum. Global Basic Insurance is designed to provide coverage similar to Global Medical Insurance, however, it features specific dollar limits on most benefits. Global Basic Insurance is the perfect plan for those who want coverage for a variety of medical services, but are seeking to reduce their premium costs.
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